2018 Goals

I personally dislike making New Year’s resolutions because I never keep them, but I usually set goals I want to accomplish. I know, I know, it’s already halfway through February but I’ve finally finished setting my 2018 goals! 2018 isn’t about “new year, new me,” but more “new year, better me.” I feel like I have a lot I want to do this year, but I think they’re pretty reasonable goals. I broke them down into 4 categories and I’ll keep this page updated regularly and bookmarked on the top menu to keep myself accountable!



CAREER GOALS

  • Renew PMI-ACP Certificate
  • Get PMP Certified

My PMI-ACP (Agile Certified Practitioner) certification expires in June this year and I need to get it renewed by taking 30 PDUs (Professional Development Units). I also want to get my PMP (Project Management Professional) certification so I figured I’d knock off two birds with one stone and do both. I’m not entirely sure if I have enough project hours yet for the PMP, but I’m definitely going to try.



A post shared by Roxy Olivas | XO (@xanolivas) on

FITNESS GOALS

  • Lose 1 – 2 inches around waist
  • Find fitness balance

I’ve always struggled to find balance in my fitness routine – I’m either at the extreme super fit, no cheat days mode or the “eff it” eat and drink whatever you want mode. I’ll go super hard and get really fit, then I’ll blow it all when I’m on vacation. I know, I’m not overweight but my clothes don’t fit the way I want them to and I really need to find my sweet spot between bikini ready and fried chicken and coke!



FINANCIAL GOALS

  • Pay off loan
  • Be debt free by December 2019

This is probably the most personal goal that I’m sharing because nobody ever likes to talk about money, let alone be honest about their finances. I’m really grateful that I’ve been able to live so comfortably after getting my degree, but I haven’t been the best steward of money. There was a year or so that I was completely debt free and it was amazing! But I ended up totaling my car, traveling a lot, and in all honesty, lifestyle creep got to me. It’s not something that I’m really proud of because there honestly is no good reason for me to carry all this debt.

The average American household carries $137,063 in debt – $16,883 in credit card debt, $29,539 in auto loans, $50,626 in student loans, and $182,421 in mortgages. While I fall way below average, just the idea of carrying any debt gives me anxiety and I miss the freedom of being debt free. I still live pretty comfortably and throw some extra money at my debt but it’s time for me to really suck it up and buckle down.

This is more of a longer term goal since there is realistically no way for me to pay off everything by the end of the year unless my salary doubles. I sat down and crunched all the numbers and I can definitely pay off the personal loan I took out by the end of the year. The remainder of my debt is my car, and it’s the biggest chunk. I actually leased it for 3 years thinking I’d want to upgrade to a newer model at the end of the lease, but didn’t really want to lease again so I ended up buying it. It kind of sucked starting over last year, but I think it’s pretty reasonable to put a December 2019 payoff (possibly earlier). I’m not completely comfortable sharing the big number yet, but you can follow this progress bar by percentage until I am! 😉 But I will share it at some point.

Debt Progress – 10% as of 4/4

4% Complete



BLOG GOALS

  • 5,000 views a month on the blog
  • 10,000 IG Followers
  • Grow XOMO Society

I’ve had this domain name for a few years, but didn’t get serious or consistent about blogging until last June. It’s been a fun hobby and I especially love documenting my wanderlust but I’ve also made a few extra bucks on the side! I want to focus on growing my blog this year by creating more valuable content. It’s definitely been a trial and error process seeing which posts get hits (e.g. my Pop Fit Leggings Review is my most visited post), but we’re learning!

Also, my sister and I recently launch what I’m calling my little passion project – XOMO Society. If you’ve been following along for a while, you know that I tried to do XO Women a few months back but it quickly fizzled out. I got a burst of inspiration at the end of last year, decided to partner with my sister, Mo, rebranded, and relaunched as XOMO Society – a community for strong, ambitious women of color. We make weekly YouTube videos and posting regularly on our Instagram and looking for awesome women to feature – it’s a lot of work! I kind of took a hiatus around my sister’s wedding and haven’t gotten back on the horse but will definitely be doing that soon. I just think it would be so awesome to grow this community – the one I didn’t have while I was growing up.

I’ve got some lofty goals set up for 2018, it’s kind of intimidating but definitely can be done. Subscribe to my newsletter and follow along!

UPDATE: 4/4/18

CAREER

My existing certs are going to expire so I need to get some PDUs under my belt quick to keep them active but I honestly haven’t looked at my options yet. I still really want to get PMP certified so I’m hoping I can find a class that fits my schedule.

FITNESS GOALS

As usual, finding my balance is not going well. Going on vacation to Hawai’i for my birthday in March really set me back and I haven’t been able to find that motivation. I am still going to be the gym/working out regularly but my diet is horrible. I need to get back on it because summer is seriously right around the corner.

FINANCIAL GOALS

I am happy to report that I’ve been making significant progress on my financial goals and am currently at 10% progress! I’ve been obsessed with getting rid of this debt and since I buckled down in February, I threw an excessive amount of money at my debt. We’ll just say that it’s enough to fund 2 big international trips which makes me sad because if you know me, you know I live to travel. But sacrifice now to play a lot later!

BLOG GOALS

I don’t know if my blog progress is worse than my career progress! I’ve been really horrible about putting in the work to see the growth, but I do have a few Hawai’i posts planned so I’m hoping that’ll get the ball rolling and give me a spark of motivation. I have been slowly building my IG following, but XOMO has been at a complete stop but I swear I’m gonna get my ish together one of these days.



9 Comments

  • Reply lemons2408 February 15, 2018 at 9:46 am

    I like your goals and I like that you are not expecting miracles! Your goals are reasonable and realistic! Good luck!

    • Reply Roxy February 15, 2018 at 10:50 am

      Thanks! I wish they would happen over night but I’ve got to be real about it!

  • Reply Heather February 15, 2018 at 10:44 am

    Great goals! I love that you’re focusing on financial goals too. These are so important.

    • Reply Roxy February 15, 2018 at 10:51 am

      I don’t people take their finances serious enough!

  • Reply ronitrav February 15, 2018 at 12:51 pm

    I love that, “new year, better me”! That’s exactly how I feel about this year!
    Good luck with all of your goals this year! In regards to your fitness goals, stay consistent and just remember to just try to be a little bit better, longterm success isn’t about being perfect! (You do look awesome already though FYI!)

  • Reply Shannon Paige February 15, 2018 at 1:36 pm

    These are great and achievable goals! I absolutely hate debt- I just got a medical bill and want to pay it off immediately. I hate my student loans lol.- this is definitely something I want to work on this year too, especially since I am also looking for a house.

  • Reply Amanda Kruse February 16, 2018 at 10:46 am

    These are great goals to set for yourself. My goal is to travel more, reach 50k on Instagram & pay off my credit card.

  • Reply ✨Samberlina ✨ (@hauntedhousewfe) February 16, 2018 at 11:37 am

    Yesssss I love how you’ve got a progress bar! I need to sit down and figure out my goals for this year too. It’s going by so fast!

  • Reply Sondra Barker February 16, 2018 at 3:01 pm

    I love that you have your goals all written out like this, that’s the first step! Keep it up gorgeous!!

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