I seriously can’t believe it’s already May – we’re almost halfway through 2018! I feel like overall, I haven’t been making a ton of progress on my goals overall, but I’m really happy with the progress I’ve been making on my debt!
I absolutely have to get some PDU’s this month because my CSPO (Certified Scrum Product Owner) certificate is expiring. Someone remind me to look at that on Monday!
Now that I think about it, I’ve made some good progress in this area. I’ve been going to the gym regularly and this week I’ve even been getting up for 5 AM HIIT and sometimes doing 2 a days (lifting in the afternoon). The killer for me is always my diet on the weekends! 🙁 This weekend will definitely be a test, but I at least want to be consistent on eating decently and working out hard during the week. I haven’t lost any inches yet, but I’m a few pounds down and I noticed that my resting heart rate (I use a FitBit) has been lowering, so I’m feeling a lot better about myself!
At the beginning of last month, I was at 10% progress, and now I’m at 14% progress! 4% doesn’t sound like a lot, but I love seeing the progress bar on my goals post move, even if it’s just a little bit. I’ve also been tracking my progress in an excel spreadsheet (what a nerd, I know!) and I even made pivot tables and graphs (LOL!). It’s crazy to me how much of my debt payment is going to interest and I’m paying above and beyond the minimum payment. 5.6% of the total I’ve paid so far has gone to interest – I could’ve gone shopping with that money! Last month I paid almost $2000 to my debt and man, it hurts knowing I could’ve booked an international trip with that money, but I know it’ll be worth it to be completely debt free.
Still not much movement in this area either. I did manage to post twice last month about Hawai’i – Kaka’ako Street Art and Wiliwilinui Hike, but I’ve been horrible about growing my instagram. We’ll just say motivation is hard to come by, but I swear I’ll get my ass going one of these days.