Career Finance Fitness Girl Boss Lifestyle

2018 Goals

I personally dislike making New Year’s resolutions because I never keep them, but I usually set goals I want to accomplish. I know, I know, it’s already halfway through February but I’ve finally finished setting my 2018 goals! 2018 isn’t about “new year, new me,” but more “new year, better me.” I feel like I have a lot I want to do this year, but I think they’re pretty reasonable goals. I broke them down into 4 categories and I’ll keep this page updated regularly and bookmarked on the top menu to keep myself accountable!


  • Renew PMI-ACP Certificate (July 2018)
  • Get PMP Certified

My PMI-ACP (Agile Certified Practitioner) certification expires in June this year and I need to get it renewed by taking 30 PDUs (Professional Development Units). I also want to get my PMP (Project Management Professional) certification so I figured I’d knock off two birds with one stone and do both. I’m not entirely sure if I have enough project hours yet for the PMP, but I’m definitely going to try.

A post shared by Roxy Olivas | XO (@xanolivas) on


  • Lose 1 – 2 inches around waist
  • Find fitness balance

I’ve always struggled to find balance in my fitness routine – I’m either at the extreme super fit, no cheat days mode or the “eff it” eat and drink whatever you want mode. I’ll go super hard and get really fit, then I’ll blow it all when I’m on vacation. I know, I’m not overweight but my clothes don’t fit the way I want them to and I really need to find my sweet spot between bikini ready and fried chicken and coke!


  • Pay off loan
  • Be debt free by December 2019

This is probably the most personal goal that I’m sharing because nobody ever likes to talk about money, let alone be honest about their finances. I’m really grateful that I’ve been able to live so comfortably after getting my degree, but I haven’t been the best steward of money. There was a year or so that I was completely debt free and it was amazing! But I ended up totaling my car, traveling a lot, and in all honesty, lifestyle creep got to me. It’s not something that I’m really proud of because there honestly is no good reason for me to carry all this debt.

The average American household carries $137,063 in debt – $16,883 in credit card debt, $29,539 in auto loans, $50,626 in student loans, and $182,421 in mortgages. While I fall way below average, just the idea of carrying any debt gives me anxiety and I miss the freedom of being debt free. I still live pretty comfortably and throw some extra money at my debt but it’s time for me to really suck it up and buckle down.

This is more of a longer term goal since there is realistically no way for me to pay off everything by the end of the year unless my salary doubles. I sat down and crunched all the numbers and I can definitely pay off the personal loan I took out by the end of the year. The remainder of my debt is my car, and it’s the biggest chunk. I actually leased it for 3 years thinking I’d want to upgrade to a newer model at the end of the lease, but didn’t really want to lease again so I ended up buying it. It kind of sucked starting over last year, but I think it’s pretty reasonable to put a December 2019 payoff (possibly earlier). I’m not completely comfortable sharing the big number yet, but you can follow this progress bar by percentage until I am! 😉 But I will share it at some point.

Debt Progress – 22% as of 8/2

22% Complete


  • 5,000 views a month on the blog
  • 10,000 IG Followers

I’ve had this domain name for a few years, but didn’t get serious or consistent about blogging until last June. It’s been a fun hobby and I especially love documenting my wanderlust but I’ve also made a few extra bucks on the side! I want to focus on growing my blog this year by creating more valuable content. It’s definitely been a trial and error process seeing which posts get hits (e.g. my Pop Fit Leggings Review is my most visited post), but we’re learning!

Also, my sister and I recently launch what I’m calling my little passion project – XOMO Society. If you’ve been following along for a while, you know that I tried to do XO Women a few months back but it quickly fizzled out. I got a burst of inspiration at the end of last year, decided to partner with my sister, Mo, rebranded, and relaunched as XOMO Society – a community for strong, ambitious women of color. We make weekly YouTube videos and posting regularly on our Instagram and looking for awesome women to feature – it’s a lot of work! I kind of took a hiatus around my sister’s wedding and haven’t gotten back on the horse but will definitely be doing that soon. I just think it would be so awesome to grow this community – the one I didn’t have while I was growing up.

I’ve got some lofty goals set up for 2018, it’s kind of intimidating but definitely can be done. Subscribe to my newsletter and follow along!

Read my monthly progress posts:

By Roxy

Roxy is a millennial minority woman in tech and first time mom. Born and raised in Hawai'i, she currently resides in the DFW Texas area with her husband and daughter.

17 replies on “2018 Goals”

I like your goals and I like that you are not expecting miracles! Your goals are reasonable and realistic! Good luck!

I love that, “new year, better me”! That’s exactly how I feel about this year!
Good luck with all of your goals this year! In regards to your fitness goals, stay consistent and just remember to just try to be a little bit better, longterm success isn’t about being perfect! (You do look awesome already though FYI!)

These are great and achievable goals! I absolutely hate debt- I just got a medical bill and want to pay it off immediately. I hate my student loans lol.- this is definitely something I want to work on this year too, especially since I am also looking for a house.

Comments are closed.